80% of data breaches could be eliminated by the use of two-factor authentication. But one-time passcodes and tokens cause friction in the customer experience. Whether you’re a bank meeting PSD2 requirements, or an online retailer verifying a user’s identity before they reset a password, iProov is the answer. A secure biometric check delivers the extra factor while simplifying the flow of your user journeys.
With iProov, a user might input a password as normal – ‘something you know’ for their primary factor. But rather than using a token or one-time passcode sent to a mobile device – ‘something you have’ – as the secondary factor, iProov enables the user to complete a simple biometric authentication – ‘something you are’.